3 simple steps to get your personal loan
I simulate my loan
Define your project by choosing your amount, your repayment period or your monthly payment.
I fill out my form
Fill out the online subscription form and get an immediate answer in principle.
I finalize my request
After agreement in principle, you print your contract or receive it by mail. All you have to do is return your signed contract with the required supporting documents!
Upon receipt of your file, our advisers will process it as soon as possible and will contact you promptly to provide you with a definitive response to your loan application.
Your vehicle deserves the best insurance and you the best price. For this, Yuno partners with LSA Courtage to offer you the best insurance offers.
Security Insurance Always there in case of glitch!
You have lost your keys, your bag or your online order has never been delivered. The galley of everyday life, it happens! That’s why Yuno has created a complete and low-cost Security Insurance.
* A client is considered to be any person holding at least one of the credit products (revolving credit with or without a card associated with a retailer’s sign, Crédit Ask revolving credit, Personal Loan, etc.), insurance or savings, marketed on the Yuno at the time of its loan application.
(1) The Project Proof corresponds to a purchase order or an estimate covering at least 70% of the amount borrowed.
(2) Monthly cost of optional death insurance, total and irreversible loss of autonomy and incapacity for work for one person: € 10.40 for € 8,000 borrowed, Total cost of insurance: € 124.80. Annual rate of the Insurance: 2.92%. In case of adherence to this insurance, the amount of the insurance contribution is added to the monthly payment.
Insurance taken out with the Maltese insurance companies Yuno Life (PCC) Limited and Yuno Insurance (PCC) Limited, subsidiaries of Yuno Bank and subject to the control of the Malta Financial Services Authority (MFSA).
(3) You will be able to benefit from a deferred monthly payment except in the event of a declared loss and provided that the accounts that you hold at Yuno Bank do not show unpaid or late payments. During the month of the deferral, your account continues to operate under the usual conditions, the current interest during the postponement period will be covered by the following monthly payment (s) which will pay the priority interest. The monthly deferral lengthens the repayment term and increases the cost of credit.
New Personal Car Loan with Proof of Project, APR fixed 1% to 20.50% and annual fixed debtor rate from 0.99% to 18.79% depending on the amount and duration of the loan. Duration of 12 to 84 months and amount of € 1,000 to € 35,000. That is a fixed borrowing rate of 0.99% for the example of € 8000 and a total cost of credit of € 43.24.
Personal New Car Loan without Proof of Project, APR sets 1% to 20.50% and annual fixed debtor rate from 0.99% to 18.79% depending on the amount and duration of the loan. Duration of 12 to 60 months and amount of € 1,000 to € 21,500.
Personal loan offer for individuals (excluding professional projects, real estate and loan consolidation). You have a withdrawal period of 14 days following the signing of your contract to renounce your credit. Bank loan file according to the scale and conditions in force on 17/07/2019, subject to acceptance by Yuno Bank.